Rental Property Insurance

If you own property you rent out to tenants, a standard homeowners policy won’t cut it — and in most cases, it won’t even apply. Landlord insurance (also called rental property or dwelling fire insurance) is built specifically for rental properties, covering the structure itself, loss of rental income if the property becomes uninhabitable due to a covered event, and liability protection if a tenant or visitor is injured on the property.

Whether you rent out a single-family home, a duplex, or several units, the right policy should reflect how the property is used — long-term tenants, short-term rentals, or a mix of both can all affect your coverage needs. We’ll help you build a policy that protects your investment and your income, not just the building itself.