Prime Business Insurance Group
14 Years Protecting Nashville Businesses, Families, and Individuals Get a QuoteContact UsPrime Business Insurance Group is a Nashville area based independent insurance agency. We provide the service and expertise you would expect from a large international broker, but with the relationship of a small boutique agency.
Business Insurance
Protect your business assets.
Professional Liability
Protect yourself in the event of someone trying to hold you liable for an incident.
Home Insurance
Cover your most valuable asset – your home.
Auto Insurance
Stay protected on the roads.
Life Insurance
Protect your family in the event of your absence.
Umbrella Insurance
We help you with that extra layer of coverage so you can rest easy.
Some of Our Carriers
Meet Our Team
Chris Bilardello
Founder & President
Juan Aguero
Producer & Client Services
Johnny Whitfield
Producer & Marketing
Our Approach To Insurance
See What Others Say About Us
Frequently Asked Questions
How much insurance coverage do I actually need?
It depends on what you’re protecting and how much risk you’re comfortable carrying yourself. For home and auto, we look at the value of what you own, your assets, and your liability exposure. For business insurance, it depends on your industry, number of employees, and contracts you’re required to meet. Rather than guessing, we walk through your specific situation and recommend coverage and limits that make sense for you — not a one-size-fits-all package.
What's the difference between working with an independent agency and buying directly from an insurance company?
When you buy directly from one insurance company, you only see that company’s options and pricing. As an independent agency, we work with multiple carriers, which means we can compare coverage and rates across several companies to find the best fit for your needs and budget — and if your situation changes, we can adjust or switch carriers without you having to start from scratch.
Will my premium go up if I file a claim?
It depends on the type of claim, its size, and your claims history, among other factors — not every claim results in a rate increase. That said, we’re happy to walk through the potential impact before you file, so you can make an informed decision. In general, it’s almost always worth reporting an incident even if you’re unsure whether to file a formal claim.
How often should I review my insurance policies?
We recommend reviewing your coverage at least once a year, or any time you experience a major life or business change — buying a home, starting a family, hiring employees, purchasing new equipment, or renovating a property. Insurance needs shift over time, and an annual check-in helps make sure you’re not over-paying for coverage you don’t need or under-protected against new risks.
What should I do immediately after an accident or loss?
First, make sure everyone is safe and, if needed, contact emergency services. Then document everything you can — photos, names, contact information, and a description of what happened. After that, contact us as soon as possible. We’ll help you understand your coverage, guide you through the claims process, and advocate on your behalf so you’re not navigating it alone.