Directors and Officers Insurance

Running a company means making decisions that can be second-guessed after the fact — and directors, officers, and board members can be held personally liable for those decisions, even when they were made in good faith. D&O insurance protects the personal assets of leadership against claims of mismanagement, breach of fiduciary duty, regulatory violations, and other wrongful acts in how the company was governed. It covers legal defense costs, settlements, and judgments, helping ensure leadership decisions are protected, not just the company itself.

D&O claims can come from shareholders, employees, competitors, regulators, or even creditors — and they’re not limited to large public companies. Private companies, nonprofits, and startups face this exposure too, especially when raising capital, restructuring, or navigating a sale. We’ll help you understand your organization’s specific risk and put together coverage that protects both the company and the individuals making the decisions.

Being on a board or in a leadership role comes with real personal exposure — a shareholder dispute, a regulatory inquiry, or a disgruntled employee can lead to a claim against you personally, not just the company. D&O insurance exists to protect leadership from exactly that kind of risk, covering legal defense and damages tied to decisions made in their official capacity.

It’s not just for large corporations — private companies, nonprofits, and growing startups all carry this exposure, especially during fundraising, leadership changes, or a sale. We’ll help you find coverage that protects the people steering your organization.