Commercial Auto Insurance

If your business owns, leases, or regularly uses vehicles for work — making deliveries, visiting job sites, transporting equipment, or hauling goods — a personal auto policy almost certainly won’t provide adequate coverage. Commercial auto insurance is designed specifically for vehicles used in business operations, covering liability for accidents, physical damage to your vehicles, and medical expenses for drivers and passengers, with limits and protections built around the demands of business use.

Coverage needs vary widely depending on your fleet size, the type of vehicles you operate, and how they’re used — a single delivery van has very different exposure than a fleet of box trucks or specialized equipment haulers. Commercial auto can also extend to employees who use their personal vehicles for work purposes, which a typical personal auto policy often excludes. We’ll help you build a policy that reflects exactly how your business uses the road.

Whether it’s a single van making daily deliveries or a fleet of trucks on job sites across town, vehicles used for business face risks that personal auto insurance simply isn’t built to cover. Commercial auto insurance fills that gap, protecting your vehicles, your drivers, and your business if an accident happens on the job.

Coverage can also extend to employees driving their own vehicles for work — something most personal policies exclude. We’ll help you figure out exactly what your business needs, whether you’re managing one company vehicle or an entire fleet.